en
Passive Investing
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Who we are, our portfolio and more ...

If you need to ask how to migrate your portfolio for a passive one...

EXAMPLE...OUR NZ PASSIVE PORTFOLIO: 

8.00% in Emerging Markets Equities

Holder of companies´ shares from countries such as South Korea, China, Mexico and Brazil.

Selected asset: NZX´s Smartshares Emerging Markets Equities ESG ETF (EMG).

Rationale: Low fee (0.59% per year) NZX´s ETF that is designed to track the return on the MSCI EM IMI ESG Screened Index.

31.00% in Australian Equities

Shareholder of 200 companies from Australia.

Selected asset: NZX´s Smartshares S&P/ASX 200 ETF (AUS).

Rationale: Low fee (0.30% per year) NZX´s ETF that is designed to track the return on the S&P/ASX 200 Index (in NZD).

42.00% in Developed Markets Equities

Holder of companies´ shares from countries such as United States, Japan, UK, Germany, etc.

Selected asset: Investnow´s Vanguard International Shares Select Exclusions Index Fund.

Justification: Low fee (0.20% per year) Vanguard´s fund that is designed to track the return of the MSCI World ex Australia, ex Tobacco, ex Controversial Weapons, ex Nuclear Weapons (with net dividends reinvested).

14.00% in New Zealand Equities

 Shareholder of 50 companies in New Zealand.

Selected asset: NZX´s Smartshares S&P/NZX 50 ETF (NZG) and Harbour NZ Index Shares Fund

Justification: Low fee (0.20% per year) ETF (or passive fund) that is designed to track the return on the S&P/NZX 50 Index (or S&P/NZX Portfolio Index)

OUR NEW ZEALAND PORTFOLIO´S RETURNS

The graph shows the returns of the portfolio since Jun/2019, comparing the portfolio growth (in blue) with 4 NZX's Smartshares ETFs (that forms our benchmark) in orange.Average since Jun/2019 = 10.89% per annum
Portfolio's Annual Returns:2019: 4.94% (second semester) 2020: 15.42%2021: 12.43%2022: -10.42% 2023: 14.37%2024: 7.83%% (as of 30 Jun)

OUR BRAZILIAN PORTFOLIO´S RETURNS

Annualised return: 12.64% per annum (2016-2023)
The graph shows the last 5 years, comparing the portfolio's return (carteira, in yellow) with iBovespa and IFIX (the Brazilian Stock Exchange's main indices), in red and in black.
Portfolio's annual returns: 2016: 20.48% 2017: 14.01% 2018: 10.82% 2019: 30.82% 2020: 5.68% 2021: 9.10% 2022: -4.90% 2023: 15.93%2024: 0.18% (as on 01 Jul)

WHO WE ARE:

Arthur Valle, PhD

Founder of TRENDSET
  • Investor since 2016: fixed income and variable income; in Brazil and in New Zealand.
  • 25+ years of experience as a Consultant, Manager, Data Scientist, Academic, Researcher and Entrepreneur.
  • PhD in Production and Systems Engineering (2015), Master in Informatics (2002), Postgraduate in Finance (2021), Bachelor of Computer Science (1997) and in Business Administration (2000).
  • Certifications: Six Sigma BlackBelt, Project Management and Lean Facilitator.

TRENDSET

A company founded in 2000.
  • Provides training and consulting services regarding software ​​process improvement, HR and more recently, investments.
  • We provide online services since 2006.
  • We have served (literally) hundreds of clients.
  • Our principles: Satisfaction is not enough: our clients need to be successful!
50 other business ideas...

OUR INVESTMENT PHILOSOPHY:

WE DO NOT BELIEVE IN:

  • Investment portfolio without defined goals. Speculation. 
  • "Operate" news (mostly of political ones) and rumors.
  •  Day Trading. Timing the market. 
  • Panic selling.
  •  Buy and Hold without criteria. Herd behavior. 
  •  Unnecessary portfolio rotation. 
  •  Specific and non-diversifiable risks.
  •  Unnecessary risks.
  •  Need for remittances abroad and foreign brokers.
  •  "Fads". Promises of quick gains. 
  •  High administration fees. 
  •  Performance fees. 
  •  Unnecessary anticipated payment of taxes.

FOR WHOM THE PASSIVE PORTFOLIO IS NOT INDICATED?

  • For those who have critical liabilities (financing, loans). 
  • For those without emergency reserves.
  • For those who spend more than they earn. 
  • For those who are unable to live with a potencial negative return on the portfolio balance. 
  • For those who need money in the short or medium term (up to 5 years). 
  • For those who do not understand or do not believe in passive investment strategies.

HOW DOES OUR TRAINING WORK?

Identify your needs.

  • Would you like to learn how to create your (passive) investment portfolio?
  • Would you like to learn how to review your current investment portfolio?
  • Would you like to learn how to optimize your passive investment portfolio?
  • Do you want to receive orientation about which financial assets to buy (or sell), and when?

Hire the desired training

Hire the services you want directly on our platform. You will inform your needs, your details and will create an account on the platform in addition to configuring the payment information.
 

The training is provided.

Once payment is confirmed, we will contact you to provide the contract service.
If the service is a monthly subscription, you will receive the information according to your request.

SELECT YOUR OPTION:

OUR TRAINING METHOD:

New portfolio creation

  • In this service, we understand your profile as an investor and your investment goals before delivering you a training session. As a customer, you will validate whether our identification of your profile and goals really represents you and your expectations.
  • In the sequence, we will train you on how to create, review and optimize your investment porfolio including teaching you how to select the financial assets and the allocation percentages in each one of them. 
  • Once this is done, you will be able to buy, in the defined proportions, the financial assets that  compose your portfolio.
  • If you wish, we can accompany this last step to ensure that buying assets is made according to your goals and the guidelines given.
 

Existing portfolio review

  • In this service, we teach you on how to evaluate your current portfolio with the perspective to migrate it to a passive investment portfolio.
  • The remaining steps are similar to the steps of creating a new passive portfolio.
  • If you wish, we can provide guidance for you to sell your previous positions and replace them with new positions.
 

Portfolio Optimization

In this service, we analyze your current portfolio in order to teach you how to optimize it, for example by simplifying assets and/or reallocating the proportions between assets (or asset classes).

FAQ - FREQUENT ASKED QUESTIONS:

What is TRENDSET?
A. It is company that offers training concerning a passive investment management: investors do not try to "beat the market" by buying (and selling) specific assets. Instead, they should have a diversified ETF-based portfolio that performs in line to the market average. Our clients can hire two services:
-training for the creation, review or optimization of investment portfolios or
-monthly subscription with orientations for buying (or selling) assets in order to re-balance the portfolio or adapt it to current and future market conditions.

Why hire TRENDSET?
A. To learn and implement a passive investment management strategy, through a well diversified portfolio, with controllable risk and based on historical data, statistical forecast and other studies.

How are the trainings provided?
A. Online (i.e remotely, over the Internet).

Who provides the trainings?
A. A professional with 23+ years of experience and with high academic qualifications (doctorate, master's and postgraduate), founder of TRENDSET in 2000 and investor since 2016.

Does TRENDSET have access to my capital or investments?
A. No. The investments are made directly by you via the banks and brokers of your choice.

Is there any risk of investing passively?
A. Yes, there are risks inherent to the market, both in fixed and variable income. Remember, past returns are no guarantee of future returns.

Can I cancel my subscription?
A. Yes, you can. Just contact us.

What if I am not satisfied with the services?
A. No problem. You can cancel and request a refund proportional to what was not properly provided.

QUICK LINKS:

A. Creation, review or optimization

Learn how to create, review or optimize your passive investment portfolio

Request a training session!

LEARN HOW TO HAVE PASSIVE PORTFOLIO

Our Home Page

Go to Home Page

B. MONTHLY SIGNATURE - ORIENTATION

Receive orientation for contributions and rebalancing

Subscribe monthly!

CONTACT:

TRENDSET Financial Education
www.trendsetconsulting.com/en
New Zealand
arthur@trendset.com.br
Made in New Zealand from important and local ingredients.
©2000-2024. All rights reserved.

CONTACT:

TRENDSET Financial Education
www.trendsetconsulting.com/en
New Zealand
amvn@trendset.com.br twitter: @ArthurVallePhD

Made in New Zealand from important and local ingredients.
©2000-2024. All rights reserved.
Disclaimer: The information on this website is provided for educational purposes only. TRENDSET does not assume any responsibility for giving legal, investment or other professional advice and disclaims any liability arising from the use of the information. If you require legal, investment or other expert advice, you should seek assistance from an authorised financial adviser.
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